With regard to the stock market, currency exchange rates, interest rate fluctuations and macro events are of little importance to the small investor that is investing domestically.

In the US, for instance we are all in the same boat. If our political leaders want to spend too much of our money and lower our purchasing power, we bear the burden but we are all in the same boat.

Jumping ship and going to another because we are taking on a little water isn't a good idea for a small investor.